Paying too much interest just to cover your minimum monthly payment is not a way of life. When you end up with too many credit card debts or any debts you need to consolidate it and make sure you are not accumulate monthly interest that as big as your monthly payment.
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Most of people cannot gain 0% interest by some condition but it is not our goal, what we aim is a minimum interest so that we can afford to make monthly payment and know that someday all the debts will be cleared.
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The first thing you must do in eliminate your debts is “take action”. You will not be so lucky to have an experience where someone come to you and offer a free of all your debts instantly, so stop dreaming and thinking that someday somehow your debts just will vanished instantly, start your action now.
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There are many agent that offer credit card debt consolidation, you can check it by online or ask your friend so you can make sure you will work together with trusted agent. The most important is honest and willing to work together with your agent so they can provide you the best.
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Good Luck.